What do I need to apply for a loan?

The requirements may include but are not limited to:

  • A smartphone
  • A phone number registered in your own name, exactly as it appears on your National ID. This one is required.
  • Photos of your National ID, or your passport, or your driver's permit
  • A photo of your business signpost, if you have one
  • Photos of the business, including your stock or inventory
  • Photos of you in front of the business, and outside the shop
  • A confirmed permanent location for your business
  • Sample receipts or invoices. This applies to repeat loans only.
  • A valid trading license, or any document that proves your business exists and that you own it

You submit all of this through the Numida app. Our credit team will contact you and guide you on anything else they need.